| Does | Don't |
|---|---|
| Investigate loan and property details thoroughly. | Refrain from carrying excessive loans to maintain a favourable creditworthiness. |
| Keep all necessary paperwork organised. | Avoid applying for a Home Loan on multiple aggregator sites to maintain approval chances. |
| Improve your credit before applying for a Home Loan. | Avoid overspending on Credit Cards or delaying loan repayments to prevent a negative impact on your credit score. |
| Plan for unexpected expenses wisely. | Don't commit to a Home Loan beyond your means to ensure manageable repayments. |